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Copies of past two years W-2 forms. |
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Past two years of federal tax returns
(full copies signed on the second page)
-if self employed, commissioned, substantial dividend or interest income. |
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1 month of most recent pay stubs. |
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3 months of bank statements (all accounts). |
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Investment statements (401(k), IRA, profit sharing, etc.) |
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Full information on all loans and mortgages (names, addresses, account numbers, monthly payments
and balances). |
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Credit card account numbers and current balances. |
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Fully executed Purchase and Sales Agreement. |
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Leases or tenant-at-will agreements for all rental property. |
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Quit claim deeds for all properties. |
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Tax bills for all properties. |
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12 months canceled checks for rental or most recent mortgage payments
(copy front and back). |
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Fully executed original gift letter (document copy of check to you and transfer to your
account). |
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Canceled condo fee check for condominiums owned. |
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Canceled checks for all deposit monies. |
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Addresses of residences for the past 2 years. |
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Name, addresses and phone numbers for employers in the past two years. |
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Name and phone number for person to contact for access to property for appraisal purposes.
|
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If condominium, need current budget, deed, trust and by-laws, master insurance policy and condo
questionnaire. |
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Letter of explanation for derogatory credit/Inquiries. |
EQUAL HOUSING LENDER